We at First National Bank take pride in providing a full range of financial services to the communities we serve. Our Loan Products are the cornerstone of our banking services. Your loan request, large or small, will always receive complete, careful consideration.

Every customer has different needs. Whenever we put a loan package together we will tailor the terms of a loan to your particular needs. Our loan staff is specially trained to discuss your loan request with you and recommend the best terms available. Our primary concern is protecting your financial security and offering quality loans at a fair rate.

We hope the following on-line calculators can help solve some of your lending questions.

How much can I borrow?
How long would it take to pay off a loan?
What would my payment be?
Simple Loan Calculator   

• Real Estate Loans and Mortgages
• Home Purchase
• Home Refinancing
• Home Equity
• New Construction
• Commercial
• Agricultural
• Consumer
• Loan Payment Protection
• Loan Lending Dictionary
• Financial Calculators
• Locations / Hours
• Apply Now

Commercial Loans

As a community bank, we are committed to the growth and prosperity of business in our community. We offer many types of specially designed loans for corporations, partnerships, qualified individuals, church, and community organizations.

Please Call Dale, Linda, or Jeff for more information about a loan to suit the unique needs of your business or organization.  Our business loans offer flexible terms and competitive rates.

• Business Acquisition
• Construction
• Equipment
• Letters of Credit
• Real Estate
• SBA
• Working Capital
• Other

return to top

Agricultural Loans

First National Bank provides all types of agricultural loans including operating lines of credit, equipment financing, livestock financing, and real estate loans. The terms of the notes will be structured to fit your operation. Rates and terms are competitive. Come by and let our loan officers visit with you about your operating and borrowing needs. Apply Online Now

return to top

Consumer Loans

We offer competitive rates, easy applications and prompt answers, which make us the hometown bank you are looking for. We have flexible financing for almost every situation you find yourself in. At First National Bank, we make loans for very good reasons such as purchasing a car, truck, motorcycle or boat. Other loan needs include debt consolidation, vacation or home improvements. These are just a few of the reasons we say yes.

It's as easy as completing our Secure Contact Formor contact Peggy at
(785) 762-4121, Tammy at (785) 762-1121 or Jeff at (785) 258-3399. Types of personal loans including: Automobile, truck, motorcycle, boat, jet ski, or recreational vehicle.

Whatever your personal lending needs may be, let one of our loan officers assist you in meeting those needs.

Online Loan Application

Are you buying a used car? Check the value at:

• National Automobile Dealers Association (NADA)

How much car can I afford?

return to top