Following is the suggested information needed for online consumer loan requests-NOT to be used for real estate-secured loan requests.
Individual Borrower: I am applying for individual credit relying only on my own income or assets and not another person as a basis for repayment.
Joint Applicant/Borrowers: We intend to apply for joint credit.
Applicant: Clicking acknowledges consent I Agree
Co-Applicant: Clicking acknowledges consent I Agree
Individual Borrower: I will be relying on income from alimony, child support, or separate maintenance or on the income or assets of another person as the basis for repayment of the credit requested.
Marital Status: Check one: Married Separated Unmarried (single, divorced, widowed) Do not complete if this is an Application for individual unsecured credit.
Alimony, child support, or separate maintenance need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Alimony, child support, or separate maintenance received under: Court Order Written Agreement or Oral Understanding
Outstanding Debts (also include credit cards, installment contracts, alimony, child support, etc.)
If applying jointly, include information about both the Applicant and Joint Applicant or Other Person.
Are either of you a comaker, endorser, or guarantor on any loan or contract? Yes No
Are there any unsatisfied judgments against you? Yes No
Have you been declared bankrupt in the last 10 years? Yes No
IMPORTANT INSURANCE DISCLOSURE
Credit life and accident and health insurance are not deposits and are not insured by the Federal Deposit Insurance Corporation (FDIC) or other agency of the United States Government. They are not insured by the First National Bank & Trust Co. of Junction City and loan approval will not be conditioned on either of the following: (1) Your purchase of an insurance product or annuity from us or any of our affiliates; or, (2) Your agreement not to obtain, or a prohibition on you from obtaining, an insurance product or annuity from an unaffiliated entity.
Everything that I/we have stated in this application is correct to the best of my knowledge. I/we understand that you will retain this application whether or not it is approved. You are authorized to check my/our credit and employment history and answer questions about your credit experience with me/us. I/we hereby acknowledge that I/we have reviewed the Important Insurance Disclosure above. I/we understand that I/we can print and retain a copy of this disclosure if I/we so choose.